Business Term Loans

We Make Securing Business Term Loans Quick and Effortless

This is why we offer Business Term Loans, the most popular choice for small business financing. Business term loans have long been the preferred option for companies looking to grow and expand. When a business anticipates needing extra capital in the near future, they often plan around securing a term loan. It provides a clear path for financing investments without putting their cash flow at risk.

However, many businesses face the challenge of meeting the traditional requirements set by conventional lenders—perfect credit scores, collateral, and piles of paperwork. But here’s the good news: at Goldman Financial, we’ve eliminated these obstacles. You no longer need to meet those strict criteria to secure a substantial business term loan. In fact, many small business loans we offer don’t require any of these traditional demands.

Business Term Loan Details

How it Works

A business with strong credit is provided with a long term loan at our lowest rates
Loan is paid off in monthly increments
Rate range: 3.99% – 9.99%
Loan is paid off over a period of 1-5 years

Rates Are Based On

Industry
The use of funds
Your credit
Overall financial health/profitability of the businesses

Good to Know

Securing funding for a term loan can be a more time-intensive process, typically taking between 2-3 weeks for approval. However, term loans come with some of the most competitive loan rates available, making them a great option for businesses looking for substantial funding at favorable terms.

If, for any reason, you do not qualify for a term loan, don't worry. We will identify the specific reasons behind the denial and work closely with you to develop a tailored plan to strengthen your application, setting you up for approval in the future. Our goal is to ensure you're on the path to securing the funding your business needs to thrive.